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Case Study

RISING NPA (NON-PERFORMING ASSETS) & FALLING PROFITS: THE CASE OF AN INDIAN PUBLIC SECTOR BANK

Pankaj Mishra
Non Performance Assets (NPAs, Public Sector Banks, policy framework on banks, Reserve Bank of India, Decision Case Financial management, banking system

 Abstract:       The case is associated with performance of Public Sector Banks and more specifically in terms of controlling and addressing the issue of Non Performance Assets (NPAs). The case is associated with Indian Overseas Bank, which is a key player in the Indian banking industry. This case study is decision oriented and at the end of the reading it will trigger thoughts around strategic management, financial management and corporate governance in the mind of the reader. The case study introduces the reader with inputs on financial statement of banks, the impact of policy framework on banks, the current situation of NPA in banking industry.

Learning objectives

  • The case study will require the reader to quickly analyze the financial data, the policy data and the industry data and arrive at an understanding of the situation.
  • An experienced reader will be able to come out with possible strategies of diversification, business mix revamping, consolidation to address the situation.
  • The Financial statement of Banks are different from companies, the performance of banks is impacted by economic policies and macroeconomic outcomes. These interrelations can be identified by the reader through this case study

  • Pub Date:
    21 Feb 2020
  • Source:
    India Case Research Centre
  • Discipline:
    Strategic Management,Financial Management,Corporate Social Responsibility,Accounting / Banking & Financial Services,Business Ethics
  • Product#:
    1438
  • Keywords:
    Non Performance Assets (NPAs, Public Sector Banks, policy framework on banks, Reserve Bank of India, Decision Case Financial management, banking system
  • Length:

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